Student Credit Cards

Many college students have at least one credit card. Credit cards can be very practical. They are great in times of emergency and can be just the tool to help you get over those rough patches when

 money is tight. And as a young adult, it's important to start building credit so that you'll have flexibility in the future.

FYI: you need credit to buy a car, rent an apartment or buy a house. You build credit over time by having and using your credit card responsibly. If you have been denied in the past, you should check your credit report.

• Check personal credit report here.
  • See how your credit report looks like online
• Discover® Student Card-No Annual Fee
  • Great low rates
  • No annual fee
  • Up to a 2% Cashback Bonus award
  • Online Account access
  • 24-hour Customer Service and much more!
• Chase Platinum for Students
  • Access to low-rate student loans
  • Special offers at leading retailers, like Gateway and Sunglass Hut
  • Online expense and bill management
  • $0 liability - cardmembers don't get charged if someone uses their card without permission

Things you should know when choosing a credit card:

• If there's an annual fee

• What the interest rate is (APR), excellent for anyone who plan to carry a balance.  See if you can make a free balance transfer from higher interest rate cards.

• What the credit limit is? some company will charge you for going over the limit, so being responsible can save you on fee and headaches.

To research a few credit cards click the following links:

• VISA - Unsecured credit cards with online instant approval.  See if you qualify for credit base on your good name.  
  
  

• Apply On-line for an unsecured VISA from First PREMIER Bank and get your Credit Back on Track Today!
  
  

• MASTERCARD - Conveniently make purchases and pay later.

WARNING WARNING WARNING WARNING WARNING

Credit card debt can be difficult to get out of and quickly become overwhelming. And the consequences are long term. If you have credit card debt, get rid of your credit cards (cut them up, like in the movies) and pay them off as soon as possible.